MODULAR PAYMENT & FINANCIAL INFRASTRUCTURE PLATFORM

The Operating System for Payment Orchestration

AI-enabled operating system for payment orchestration, unified tokenization, dynamic gateway routing, and automated reconciliation across global payment methods.

paycoreflow.rails // live_traffic_routing
99.99% Operational
INGRESS RAILSONLINE
Global Storefronts
● Headless Shopify Bridge
Settlement: EUR / USD / GBP
CORE ENGINE
Smart Router
⚡ 112ms
Autonomous Cap Balancing • Anti-Bot Shield
GATEWAY 01ALLOC 65%
Primary High-Volume Acquirer
✓ 99.4% Auth Rate
GATEWAY 02ALLOC 35%
European Direct Acquirer
✓ Multi-Currency Ready
+14.2%
Authorization Rate Lift
< 120ms
Routing Decision Latency
99.99%
Guaranteed High-Availability SLA
135+
Global Currencies Supported
[MODULAR PLATFORM]

Engineered for Complete Payment Autonomy

Decouple checkout experience, token storage, and processor routing for maximum conversion and business continuity.

ORCHESTRATION

Intelligent Multi-Gateway Routing

Dynamically distribute transaction flow across multiple merchant accounts according to configurable volume caps, currency suitability, and processor health scores. Prevent sudden account cap suspensions.

TOKENIZATION

Independent Customer Vault

Tokenize customer credentials in an isolated, PCI-DSS Level 1 compliant vault. Decouple customer relationships from any single acquirer and enable seamless 1-click upsells and frictionless re-billing.

CHECKOUT ENGINE

Sub-Second 1-Page Checkout

Ultra-optimized hosted checkout with native Apple Pay, Google Pay, live card brand detection, and automated shipping options localized into 7 languages (EN, FR, DE, ES, IT, NL, AR).

DEFENSE

Autonomous Bot & Velocity Shield

Filter high-velocity card-testing bin attacks and malicious crawlers before requests reach payment processors. Device fingerprinting and dynamic IP velocity limits built directly into the edge.

GLOBAL RAILS

Native Multi-Currency Settlement

Charge European shoppers in EUR, American shoppers in USD, and British shoppers in GBP without unwanted FX conversions, protecting merchants and customers from hidden conversion markups.

RECOVERY

Real-Time Abandoned Recovery

Capture visitor email, phone, and cart contents at the shipping step. Automatically generate 1-click recovery links to win back lost volume instantly.

[DEVELOPER FIRST]

Unified REST API & Headless Bridge

Connect your Shopify storefront, custom application, or billing engine in minutes. Complete control over checkout session parameters with zero processor metadata leakage.

  • Complete webhook lifecycle notifications (`intent.succeeded`)
  • Headless single-script drop-in for Shopify stores
  • Stealth architecture: strict metadata isolation from processor reviews
Explore Developer Console
// Create payment session through PayCoreFlow API
const response = await fetch('https://api.paycoreflow.com/v2/checkout/intent', {
method: 'POST',
headers: { 'Content-Type': 'application/json' },
body: JSON.stringify({
email: 'shopper@domain.com',
currency: 'EUR',
amount: 2999,
vault: true
})
});
const { clientSecret, paymentIntentId } = await response.json();
// Routed securely via highest-scoring active channel
[COMPLIANCE & GOVERNANCE]

Institutional Security by Design

PCI-DSS Level 1 Certified Architecture
TLS 1.3 / AES-256 End-to-End Encryption
Cloudflare Edge DDoS & WAF Protected
GDPR / CCPA Data Subject Compliance